Find out about Many Types of Home Mortgages

Find out about Many Types of Home Mortgages

Personal Banking

House is when the center is

CONSIDER THE OPTIONS

We are able to help fund your eyesight and turn any homely household in to the house of the desires.

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INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
TRADITIONAL MORTGAGE
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$510,400 97% 30 years
JUMBO LOAN
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  • Fixed
  • Adjustable
$3,000,000 85percent 30 years
PORTFOLIO LOAN
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$2,000,000 90% three decades

All home loans are susceptible to credit property and approval appraisal.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
FHA
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  • Fixed
  • Adjustable
$510,400 96.5% 30 years
VA
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  • Fixed
  • Adjustable
$510,400 100% 30 years
USDA
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Fixed $510,400 100% 30 years
PENNSYLVANIA HOUSING FINANCE AGENCY (PHFA) LOAN
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Fixed $510,400 97% 30 years
HOMEREADY MORTGAGE
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Fixed $510,400 97% 30 years

EMPLOY NOW

All home loans are at the mercy of credit approval and home assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable $2,000,000 90% three decades
RESIDENCE IMPROVEMENT TYPE OF CREDIT
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Adjustable with fixed-rate option 1 $350,000 2 85% 25-year 3

All home mortgages are at the mercy of credit approval and home assessment.

  1. Fixed-rate loan option pertains to a house equity personal credit line with at least outstanding stability of $5,000 and enables a optimum of three (3) rate of interest hair throughout the draw that is 10-year with $100 charge per lock.
  2. Loan sizes more than $250,000 need Univest to take first position that is lien.
  3. The percentage that is annual (APR) during the 10-year draw period is adjustable and on the basis of the Prime Rate published when you look at the Wall Street Journal, and also a margin. The Prime that is current Rate 4.75 % at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The real rate of interest and terms may alter whenever you want before or after account opening. Following the draw that is 10-year the total amount will transform up to a 15-year fixed-rate principal and interest re payment at a level in place in those days.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
CONSTRUCTION-TO-PERMANENT
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  • Fixed
  • Adjustable
$2,000,000 90% 12 months
LOT LOAN
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Fixed $250,000 75percent 24 months by having an amortization that is 15-year

All home mortgages are susceptible to credit approval and home assessment.

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INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable $2,000,000 90% three decades
SWING LOAN
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Adjustable $350,000 80% year
good deal LOAN
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Fixed $250,000 75% a couple of years by having a 15-year amortization
Adjustable $1,000,000 95% three decades

All home loans are susceptible to credit property and approval assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE OPTIMUM TERM
TERM LOAN
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Fixed $350,000 2 85% 15 years
PERSONAL CREDIT LINE
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adjustable by having an option that is fixed-rate $350,000 2 85% 25 years 3

CONSERVE TO $675 OFF CLOSING COSTS & FEES *

For a house equity loan or personal credit line.

*New house equity term loans of $25,000 or higher and home that is new type of credit applicants that simply simply take an initial draw of this lower of $25,000 or 50percent of the line at closing, will get a credit toward shutting costs and costs according to qualified loan tiers: • Amounts from $5,000 to $150,000 will get a credit as much as $250 • quantities from $150,001 to $250,000 will get a credit as much as $525 • quantities from $250,001 to $350,000 will get a credit up to $675

Offer and loan are susceptible to approval. If closing expenses and charges are significantly less than the qualified credit quantity, the particular expenses will undoubtedly be used. The balance of the closing costs and fees will be paid by the loan recipient(s) if closing costs and fees exceed the eligible credit amount. Offer is legitimate on brand new house equity term line and loan of credit applications. Offer doesn’t connect with refinances on existing Univest house equity loans, is not coupled with virtually any offer and it is susceptible to alter with no warning.

All loan requests are susceptible to approval. Interest levels differ predicated on credit history along with other credit requirements, including loan to value for home-secured loan needs.

  1. Fixed-rate loan option relates to a house equity personal credit line with the very least outstanding stability of $5,000 and allows for no more than three (3) rate of interest hair through the draw that is 10-year by having a $100 charge per lock.
  2. Loan sizes more than $250,000 require Univest to take first position that is lien.
  3. The Annual portion Rate (APR) during the 10-year draw duration is adjustable and in line with the Prime Rate published into the Wall Street Journal, along with a margin. The present Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may change whenever you want before or after account opening. Following the 10-year draw period the total amount will transform to a 15-year fixed-rate principal and interest payment at a level in place at that moment.